Life Insurance in and around Oneonta
Coverage for your loved ones' sake
What are you waiting for?

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It's Never Too Soon For Life Insurance
If you are young and newly married, it's the perfect time to talk with State Farm Agent Duane Tolbert about life insurance. That's because once you have a family, you'll want to be ready if your days are cut short.
Coverage for your loved ones' sake
What are you waiting for?

Wondering If You're Too Young For Life Insurance?
Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the cost associated with providing for children, life insurance is a vital need for young families. Even if you don't work outside the home, the costs of replacing domestic responsibilities or daycare can be substantial. For those who haven't had children, you may have other family members whom you help financially or want the peace of knowing your funeral is covered.
Did you know that there's now a life insurance option available that's perfect for a person who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really come in handy when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses burden your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Duane Tolbert and see how you can be there for your loved ones—no matter what
Have More Questions About Life Insurance?
Call Duane at (205) 625-3276 or visit our FAQ page.
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Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.

Duane Tolbert
State Farm® Insurance Agent
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Reasons to buy life insurance
Reasons to buy life insurance
Life insurance is often thought of as a way to protect loved ones by providing for final expenses and estate taxes but you can think beyond that.